Jeff Janosick - Health Insurance Blog

For many of us, health insurance premiums may seem like they are too much to handle.  Purchasing a short-term plan for catastrophic coverage while paying the fee for not having a qualified ACA plan, could be your solution.      A short-term health insurance plan may be significantly cheaper than a qualified ACA plan, even if you have to pay the fine. Click here to get a quote for a short-term health insurance plan.  Please note, short-term plans do not meet all of the requirements of the Affordable Care Act (ACA).  As a result, short-term plans will result in you paying a fine for not having health insura...
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The question comes up at least once a day – which is the better plan?  You are going to have to make a decision on which Medicare option is best for your needs, so you need to first understand the basics of Medicare Supplement (Medigap) and the Medicare Advantage plans. These are very different insurance plans with distinct benefits. The answer to the question “Is one better than the other?” depends on your circumstances and needs. Medicare Supplement Insurance, also called Medigap, is an insurance policy designed to pay for out-of-pocket costs and health-care expenses not covered by Original Medicare Part A and Part B.  In Te...
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  Why should you work with a health insurance agent like me? Detailed health insurance analysis - I will review your situation, health needs, medical service providers, budget, and timeline to make the best recommendation. Options - I work directly with many insurance companies who want your business.  I will sort through these options to make the best, unbiased recommendations for you.   Experience - I have helped over 7,200 applicants find the best plan to fit their needs, from newborns, to families, to single adults, and early retirees. It’s Free - I am compensated by the insurance companies I represent...
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November 1
Key dates for 2017 Health Insurance Open Enrollment Are you ready for the next Health Insurance Marketplace Open Enrollment Period? Open Enrollment is the time when you can apply for a new Marketplace plan, keep your current plan, or pick a new one. 5 key dates you should know: November 1, 2016. Open Enrollment begins. Apply for, keep, or change your coverage. December 15, 2016. Enroll by the 15th if you want new coverage that begins on January 1, 2016. If your plan is changing or you want to change plans, enroll by the 15th to avoid a lapse in coverage. December 31, 2016. Coverage ends for 2016 plans. Coverage for 2017 ...
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