2018 Health Insurance Alternatives
In 2018, health insurance will be more expensive than ever
… There are options.
Plan Type
Are pre-existing conditions covered?
Will this option result in a fine on your tax return?
Link to quote or more info
Traditional Health Insurance
Yes
No
Click here to get a quote
Short-term Health Insurance
No
Yes
Click here to get a quote
Minimum Essential Coverage
Yes Waiting period may apply
No
Click here to get a quote
Healthcare Ministries
Yes
Waiting period may apply
No
Click here to...
Jeff Janosick - Health Insurance Blog
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2018 Medicare Open Enrollment Period Checklist
2018 Medicare Open Enrollment Period Checklist FACTS TO KNOW FIRST #1 – Good News! Your Medigap (Medicare Supplement) Policy is NOT changing The Annual Election Period that runs from October 15 – December 7 each year does NO
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Why should you review your health insurance options annually during the Open Enrollment period?
Why should you work with a health insurance agent like me? Detailed health insurance analysis - I will review your situation, health needs, medical service providers, budget, and timeline to make the best recommendation. Options - I
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Why should you work with me?
I help individuals & families sort through their options when purchasing health insurance. There are many factors to review such as monthly premium, provider network, drug coverage, and how your coverage could impact your income taxes.
Recent blog posts
2018 Health Insurance Alternatives
In 2018, health insurance will be more expensive than ever
… There are options.
Plan Type
Are pre-existing conditions covered?
Will this option result in a fine on your tax return?
Link to quote or more info
Traditional Health Insurance
Yes
No
Click here to get a quote
Short-term Health Insurance
No
Yes
Click here to get a quote
Minimum Essential Coverage
Yes Waiting period may apply
No
Click here to get a quote
Healthcare Ministries
Yes
Waiting period may apply
No
Click here to...
Since the inception of the Affordable Care Act (ACA), consumers have seen increasing deductibles, higher out of pocket maximums and extremely high premiums. They are calling “uncle” and are looking for alternatives to the ACA. But what alternatives are available that will not cause an individual to pay a penalty for not having minimal essential coverage? The answer is Health Share Ministry Plans.
So what are Health Share Ministries and how do their plans compare to other health insurance plans? A Health Share Ministry is an organization that facilitates sharing of healthcare costs between individual members who have common ethi...
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Will your health insurance company offer health insurance in 2017?
Many health insurance companies are choosing not to offer health insurance in many markets in 2017**.
To get a quote for all plans in your area, click this link.
Which company's will still offer coverage in 2017? Get a quote!
Anthem Blue Cross and Blue Shield (Ohio, Kentucky, Indiana, Missouri, select areas of Wisconsin)
Molina (Ohio, Wisconsin, Florida)
Cigna (Select areas of Missouri)
Humana HMOx (on exchange via Marketplace) in very few select markets of Kentucky, Florida, and Ohio
Humana PPO (off-exchange/off-Marketplace) in ...
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For many of us, health insurance premiums may seem like they are too much to handle. Purchasing a short-term plan for catastrophic coverage while paying the fee for not having a qualified ACA plan, could be your solution.
A short-term health insurance plan may be significantly cheaper than a qualified ACA plan, even if you have to pay the fine.
Click here to get a quote for a short-term health insurance plan. Please note, short-term plans do not meet all of the requirements of the Affordable Care Act (ACA). As a result, short-term plans will result in you paying a fine for not having health insura...