Jeff Janosick - Health Insurance Blog

Starting January 1, 2014, you may be able to get subsidies or tax credits when you buy health coverage. So who can get these subsidies or tax credits, and how do they work? We’ll break it down for you.  Subsidies for individuals In 2014, people who qualify may be able to get a tax credit from the government to help them buy health coverage and pay their premiums. Or they may qualify for subsidies from the government to help them pay for their out-of-pocket health care costs. And they don’t have to wait until tax time to get it. The tax credit can be used for any individual plan sold on the exchange, or health care marketplace.  &n...

Starting in October 2013, the Affordable Care Act (or health care reform law) is creating a new way to get health coverage. It’s called the Health Insurance Marketplace (also known as exchanges). It lets people go online to compare and buy health insurance. They can choose from more than one insurance company at the marketplace. It’s an option, but not the only one. There are three places where people can get health insurance: Their work (if their job offers health care) A health insurance company that sells individual policies The Health Insurance Marketplace The deadline is approaching fast Starting January 1, 2014, the law requi...

Are you interested in a Dental Plan?   I am now affiliated with over 30 providers that offer discount dental plans. Please note ...discount dental plans are not dental insurance.   Why a discount plan versus dental insurance?   Have you ever had a claim denied by your dental insurance provider because you haven't been on their plan long enough? Have you ever had a claim paid at a much lower amount than you expected? Have you gone to an out of network dentist and been forced to pay the whole bill due even though you are already paying for the insurance? Has your dental insurance provider told you there is a six or twelve...

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